Location of Default Templates Folder XDP 19

[handrawn]

templates that you open as new files go into the templates folder( \ENG assuming you are using english), that is where the program looks for these as you have discovered

cache folder is for asset, that is OCC downloads [elements in version 20 onwards]

[handrawn]

a way of looking at is that templates, even custom ones, are part of the program and so go into the program folder structure

OCC asset on the other hand is not, it is extra to the program, and so it goes outside of the program folder and into the user file structure for application data [AppData]